2011 »

Archive for 2011

Car Leasing Made Easy: Holiday Leasing Tips

The holidays are finally here! For those who are still pondering about leasing their next car then stop thinking and start acting today! We will show you how to make holiday car leasing a little less stressful and a bit more affordable through our holiday car leasing tips.

Remember that smart leasing starts with negotiating the price of the car. Which brings in mind the first tip:

Tip #1: Avoid the Holiday Rush

No, we don’t mean that you should avoid shopping for a car lease today. In fact, the holiday season is the best time to shop for a new car! Year-end lease deals are being offered by every car maker from Acura to Volvo along with other rebate offers that will further lower the leasing price!

What we mean is that you should avoid rushing the decision especially in terms of the price. You may have your holiday savings for now but you know how it is nowadays: money just vaporizes into thin air!

When approaching the car dealer, we highly advise that you talk about the price of the car first before talking about the lease itself. The same can be said for those who want to buy or finance a new car.

Insist only on the invoice price and true dealer cost of the car that you want to lease. Also, be wary about the equipment levels of the car. Remember that more standard equipment means that you have to pay more for the car.

Furthermore, car dealers often advertise lease deals on the top models in their vehicle lineup. It is best to inquire about other lease offerings on base model cars in order to fully determine the right one for your budget.

Tip #2: Get All Your Requirements in Order

Caught in the fast-paced lifestyle of the holiday season? Hold on a minute and catch your breath! If you want to lease a car, you should take the time to organize all the necessary paperwork such as your credit report, proof of income and other credit statements.

Place all of the required paperwork in a separate folder and label it with a marker or pen. This will make it easier for you to present all the necessary requirements when choosing a car at the dealership.

Tip #3: Compare, Compare, Compare!

Again, we are talking about leasing prices. Not all car dealers will present the same lease amount and not all of them will be able to present rebates, incentives and other cash back offers.

Take advantage of our free leasing quote . This service is free and comes with no obligations whatsoever! Get one free quote to find the best lease deals and get multiple quotes to determine which one will help you save more money!

Compare prices and save. You may have heard this phrase before but this is the ultimate truth. Have fun in your holiday car shopping experience!

Europe and the rest of the world have long been enamored by the fantastic merits of a diesel car. It is about time that Americans do the same. Technology has certainly advanced to a point wherein a crude, noisy and sooty diesel engine is now made quiet, refined, and capable of delivering top notch performance.

Thinking about leasing a car? If you are the type of car buyer that always wants the best new cars in the market then you have made the right choice.

Have you ever though about leasing a diesel car? Here are the top 3 reasons why you should lease a diesel car:

1. Diesel cars come with more rebates and other types of incentives.

Case in point the 2011 BMW 335d sedan. This car starts at $44,150 but comes with a lease price of $429/month for 36 months along with $3,500 ECO credit and $1,500 allowance. Do the math and you can drive home a brand new BMW diesel starting a price of no more than $39,150.

Car dealers give fantastic rebates and credits to those who are willing to take the diesel plunge. It is time that you do the same as well.

2. Diesel cars are more fuel-efficient.

Think that hybrid cars are the champ in terms of fuel economy? Think again. Consider the Volkswagen Jetta TDI. It has a 2.0-liter TDI engine that generates 140hp and 236 lb-ft of torque. This same car can achieve 30mpg in city driving and 42mpg on the highway.

The Toyota Prius is touted to achieve around 55 miles to the gallon in highway driving but in reality, the figure is closer to the 42 to 44mpg mark. Considering the fact that the Prius starts at $23,520 while the Volkswagen Jetta TDI starts at just $22,500, it is easy to see why modern diesels present a more valuable ownership proposition compared to conventional gasoline and hybrid counterparts.

3. Diesel cars are more durable.

Now this topic is a little more subjective. Durability means a lot of things and not just the engine alone. Durability and reliability will also depend on the driver and how he/she drives and maintains the car.

Diesel engines operate under a lot of internal stress. The process of burning the fuel inside the combustion chamber creates a lot of pressure on the metal parts of the engine.

Diesel engines are constructed using the finest and most resilient metal parts in order to aid durability. Diesels also produce outstanding power and torque at a lower engine revolution (RPM) compared to conventional gasoline engines.

In fact, most gasoline cars reach their peak power output at a very high RPM (similar to earlier Honda VTEC models) while most modern diesels can only rev to about 5,500 RPM max.

This alone will do wonders to promote the durability of the diesel engine. You get instant power and torque without pushing the engine to the limit.

Leasing a new car is perfect if you want to save money. Do yourself a favor and consider to lease a diesel car instead.

The 3 Best Diesel Cars to Lease in 2012

Ever considered owning a diesel car? Why not? Diesel cars in the US are slowly gaining acceptance due to the advent of advanced diesel technology.

If you think that diesel cars are noisy, sooty, and sluggish then you better think again. Technology and modern metallurgy has paved the way for the new generation of diesel cars. Modern diesel cars are not only remarkably nimble to drive but they are also paradigms of efficiency.

Diesel cars are more expensive, yes. But they pay dividends in terms of everyday performance and fuel economy. Clean diesels also emit less carbon monoxide compared to gasoline counterparts. Want to save the environment without the need to pedal yourself to work? Leasing a diesel car may be just the right thing for you.

Here are the 3 best diesel cars to lease in 2012:

1. Mercedes-Benz R-class 350 Bluetec

Starting at $650/month, the Mercedes R350 Bluetec 4MATIC is powered by a 3.0-liter turbo diesel V6 that produces 210hp. The R350 Bluetec is perfect for the American family as it provides the ride comfort and space of a true luxury cruiser.

2. Mercedes-Benz M-class 350 Bluetec

Another Mercedes? Yes sir! Mercedes is well-known for providing the best diesel cars in the industry. The Mercedes ML350 Bluetec has a towing capacity of 7,200 lbs., made possible by the 240hp turbo diesel V6. Lease prices start at $599/month.

3. BMW 335d Sedan

Yet another German managed to get on top of the list and it certainly deserves much credit and adoration from driving enthusiasts around the world. The BMW 335d sedan starts with a lease price of $429/month and provides just the right amount of sportiness and luxury in the overall package.

There are other lower-priced diesel cars in the USA but the 3 mentioned above present the cream of the crop. Not only do they provide almost the same level of performance as their gasoline counterparts but they are also luxurious and easy to drive. Why not get a diesel car for your next lease?

2011 GMC Year-End Leasing Deals

GMC now offers the latest leasing deals for 2011 under the GMC Holiday Event. Those who want a cheap GMC lease will have a lot to love about the year-end GMC sales event as this is the perfect time to lease a brand new crossover , pick-up truck, or SUV.

The 2012 GMC Sierra is not just a decent choice for a truck as it also provides a luxurious interior along with best in class towing capabilities. The 2012 GMC Sierra 1500 has a lease price of $350/month for 39 months, $0 due at signing. now you know what to consider if you want to lease a GMC truck.

The full-size GMC Yukon is still a favorite in the luxury-SUV department. Large families will have plenty to be happy about in the Yukon as it offers spacious accommodations for up to nine passengers along with a finely-tuned ride. you can lease the 2012 GMC Yukon for $479/month for 39 months with $0 due at signing under the GMC year-end promo.

If space is your priority in a large crossover vehicle then feast your eyes and your sense on the 2012 GMC Acadia. The Acadia can seat up to eight passengers while still having enough space to carry medium-sized cargo. The Acadia also delivers a smooth and pleasant ride while remaining more stylish and more nimble than a minivan. Lease the 2012 GMC Acadia for 39 months from as little as $374/month with $0 due at signing.

GMC is proud to offer the 2012 Terrain under the GMC year-end celebration. The Terrain is a stylish compact crossover that is comfortable and spacious at the same time. The Terrain is also fuel efficient as it can achieve a mileage reading of 22mpg city and 32mpg highway. Lease the Terrain for as low as $344/month for 39 months with no money due at lease signing.

GMC remains to be a solid contender in the American market. Find all the latest year-end lease offers for all types of GMC vehicles in your area and never pay too much for a GMC car lease ever again.

Welcome to part 4 of the series on how to lease like a pro. Remember that smart leasing does not only begin with choosing the right car as you will also need to take into account a variety of factors such as the residual value and the cap cost reduction of the car.

We will now talk about the lease term and how this alone will affect the price of the lease.

How the Lease Term Affects Car Leasing Prices

Similar to buying a car and entering a financing scheme, the term of the lease will play a big factor in determining how much you need to pay.

Look at it this way: choosing a longer lease term may seem to be more practical upon first glance as you will effectively get lower monthly payments but a closer look will reveal more about the importance of choosing the right lease term.

Remember that you are paying less in terms of monthly rates but you are also paying the said amount for a longer time. For example, if the lease price of the car is $230 for a lease term of 36 months then this will equal to $8,280. If the car is being offered for $199 for a 48-month lease term then you would have paid $9,552 after the lease term expires.

The savings will eventually add up. The good news is that car dealers will most likely offer attractive leasing deals over an average lease term. Stay on the safe side of things and avoid choosing a car lease that is more than two to three years, or around 24 to 36 months. Anything longer than that will expose you to the risk of paying more for your car.

Another thing to remember is that a longer lease term will also result in a higher interest rate. This is due to the fact that lenders and car dealers will have to deal with an extended risk period as well.

Intelligent car leasing starts here. Find all the latest car leasing deals before making a decision in order to find the best car lease for the money.

This is part 3 of the series on how to lease like a pro. If you want a brand new car without paying too much cash upfront then you should definitely consider leasing instead of buying a car.

However, it is true what they say that leasing is not for everyone. If you take the chance to study the lease agreement and compute the actual monthly payments, you will no doubt end up with an affordable car lease–while driving the car that you truly like!

How the Down Payment or Capitalized Cost Reduction Affects the Price of the Car Lease

First of all, it is best to AVOID zero-down lease offers altogether.

Why? Not because we are trying to rob you of the chance to save money but zero-down lease deals will actually make you spend more over the duration of the lease.

Car dealers will offer no-down or zero-down leases mainly to attract a wider customer base. The adverts do sound enticing–imagine paying nothing at the beginning of the lease term. This is ideal for the cash-strapped buyer!

The Bad News on Zero-Down Lease Deals

We will give it to you straight. The bad news about zero-down car leases is that it will definitely result in higher monthly payments and higher interest rates.

Remember also that you WILL still need to fork over some cash at the beginning of the lease term. You will still have to pay for taxes and licensing fees along with other expenses and fees incurred to facilitate the car lease.

Benefits of Making an Adequate Down Payment

The cap cost reduction or down payment is termed specifically to help reduce the amount of the capitalized cost. The capitalized cost is the selling price of the car and will be amortized over the length of the lease term.

Do you have a low or bad credit rating? Simply offering a higher cap cost reduction will somehow lessen the sting of the higher interest rate–not to mention serve as a gesture of goodwill to the car dealer, bank, or lender.

If you managed to significantly reduce the capitalized cost then are on your way in enjoying low monthly payments on your car lease. This means that you are saving money each and every time that you drive the car.

If you are planning to lease a car then you should begin saving money for the down payment TODAY.

More to come on how to lease like a pro.

What Our customers are saying

The lease rate I got by calling the dealer was $67 higher than the rate I got from Car Leasing Secrets. It’s all about the local competition. So happy with my Benz!
 
Cristoph Wiese
Athens, GA
This is probably the easiest way to get quotes and compare them. I got one from each dealer in my city. One of them was surprisingly low. The quotes are free. No worries there.
Kristen Fletcher
Albany, NY
What a great way to shop around! I wanted a Corolla. There’s only one Toyota dealership in my city but I got a quote for a Honda Civic and decided to go with that one because I got such a good offer.
Mark Dolan
Missoula, MT